Here’s the real reason why Sherpaa is important. It actually bends the healthcare cost curve. There’s something called the Rule of 72. It’s a rule for estimating an investment’s doubling time. To simplify, if an investment has a 10% interest rate, it will take 7.2 years to double the initial investment. If it has a 5% interest rate, it’ll take 14.4 years to double. And so on.

Healthcare premiums in NYC are, on average, about $15,000 per employee and increasing about 14% every year. They have been for the past 20 years. There is no real suggestion that these premium increases will slow, even with Obamacare. 

That being said, every company we cover with Sherpaa has had premium increases less than 6.2%. So, over 10 years, because premiums with Sherpaa increase about half as much as premiums in companies without Sherpaa, we save companies $110,000 per employee. And, the total cost to companies over the course of that ten year period is about $7,000 per employee for our services.

Why does Sherpaa make health insurance less expensive for companies? Well, here’s an analogy. If you’re purchasing car insurance, and you have an impeccable driving record, your premiums are much lower than reckless drivers. Because healthcare is so confusing and people have difficulty understanding how best to use the right, most effective, and most cost-effective healthcare, we’re all like those reckless drivers. But with Sherpaa, our doctors solve 70% of health problems over the internet without you having to see a doctor nor pay a co-pay. And for the 30% of the time you do have to see a doctor in person, you’re always seeing the exact doctor you need to see. So, office visits, ER visits, and, therefore, claims decrease by 70%. Your company starts looking like really safe drivers. Everyone saves time and money and has a doctor at their fingertips. 

It’s a win/win/win and a short and long-term strategy to control costs and deliver employees a lovely healthcare experience. I’m very, very proud of that.

Sherpaa moved to a new office in Soho at Lafayette and Grand. It’s absolutely beautiful. 

We’re extremely proud of what we’re building. In one year, Sherpaa has grown from covering just tumblr to now 56 companies. And we’ve started focusing on much larger companies. Big announcements to make in just a few weeks…

Dave Eggers on “selling out” vs. “saying yes”

This has been one of the most important pieces to me that I’ve read in the past few years:

The thing is, I really like saying yes. I like new things, projects, plans, getting people together and doing something, trying something, even when it’s corny or stupid. I am not good at saying no. And I do not get along with people who say no. When you die, and it really could be this afternoon, under the same bus wheels I’ll stick my head if need be, you will not be happy about having said no. You will be kicking your ass about all the no’s you’ve said. No to that opportunity, or no to that trip to Nova Scotia or no to that night out, or no to that project or no to that person who wants to be naked with you but you worry about what your friends will say.

No is for wimps. No is for pussies. No is to live small and embittered, cherishing the opportunities you missed because they might have sent the wrong message.

What matters is that you do good work. What matters is that you produce things that are true and will stand. What matters is that the Flaming Lips’s new album is ravishing and I’ve listened to it a thousand times already, sometimes for days on end, and it enriches me and makes me want to save people. What matters is that it will stand forever, long after any narrow-hearted curmudgeons have forgotten their appearance on goddamn 90210. What matters is not the perception, nor the fashion, not who’s up and who’s down, but what someone has done and if they meant it. What matters is that you want to see and make and do, on as grand a scale as you want, regardless of what the tiny voices of tiny people say. Do not be critics, you people, I beg you. I was a critic and I wish I could take it all back because it came from a smelly and ignorant place in me, and spoke with a voice that was all rage and envy. Do not dismiss a book until you have written one, and do not dismiss a movie until you have made one, and do not dismiss a person until you have met them. It is a fuckload of work to be open-minded and generous and understanding and forgiving and accepting, but Christ, that is what matters. What matters is saying yes.

via austinkleon

Dave Eggers on “selling out” vs. “saying yes”