One of the hallmarks of Obama’s healthcare reform was ensuring that people with pre-existing conditions would not be denied health insurance. The clause went into effect in September 2010.

Since then, out of 4 million eligible Americans, 18, 313 people in the US have signed up for the Pre-Existing Condition Insurance Plan.

Why?

The premiums are too expensive. And very few people know that these plans exist because insurance companies surely won’t spend money advertising them.

Just because insurance policies now exist for these people doesn’t mean people can afford them. Keep in mind, by 2020, the average premium for all of us in America will be about $29,000 per year. At that time, we’re all going to have a pre-existing condition called “we can’t afford your damned mandated health insurance.”  

Enrollment In High-Risk Insurance Pools Inches Up, But Remains Low