We live in a culture of over-insurance for the little stuff, but are underinsured when the big stuff gets too big. It’s studies like these that are gradually chipping away at the lies and deception coming out of the health insurance industry. Every policy has a lifetime maximum. If you should go over that, well, the insurance companies will abandon you like there’s no tomorrow. This is the price we pay for health insurance. And today’s definition really means very, very poorly micromanaged, twice-as-expensive-as-it-should-be health care with increasingly difficult access to what you need while being at the mercy of doctors who are incented to do as much as they possibly can to your body.
It’s high time to rethink our healthcare needs and find a physician who’s working for you, by doing the least amount of intervention with the greatest maximum outcome…while at the same time, partnering with you to consider cost.